Nestled on a private lake, this stunning contemporary home offers unparalleled privacy beyond an iron-gated entrance. The open-concept living and dining area boasts soaring wooden ceilings, a brick fireplace with a Harmon Accentra pellet stove, and expansive floor-to-ceiling windows showcasing breathtaking lake views. The well-appointed kitchen boasts a large island and ample storage, blending rustic charm with modern convenience. The main level includes a spacious primary suite with a custom walk-in closet, two additional bedrooms, and a second full bath. The above-ground walk-out lower level hosts a family/media room with an exposed brick fireplace, a fourth bedroom (currently a home office), a full bathroom, laundry room, and access to the attached two-car garage. Outdoor living shines with an expansive deck overlooking the flat backyard, a stone patio with an in-ground firepit, and direct lake access. Modern upgrades include Mitsubishi ductless A/C units in every room, a new heating system, Nest three-zone thermostat, water softener with UV treatment, generator connection, Lutron outdoor lighting, sprinkler system, and underground electrical and cable lines. Located just five minutes from downtown Croton and only 46 minutes to Manhattan by express train, this exceptional home blends privacy, convenience, and contemporary elegance.